Terry Savage is a nationally known expert on personal finance and a regular television commentator on CNN, CNBC, PBS, and NBC on issues related to investing and financial markets. She is the nationally syndicated Chicago Sun-Times personal finance columnist. Her fourth book, published in June, 2005, is The Savage Number: How Much Money Do You Need to Retire? It has received praise from investment gurus like James Cramer, Jim Rogers, and Bob Brinker. Terry offers advice ranging from investments to withdrawal calculations to long term care insurance --to make sure your money lasts as long as you do! Her previous best-seller, The Savage Truth on Money, was named one of the ten best money books of the year by Amazon.com, and was made into an hour-long television special which aired on PBS. Terry is a frequent guest on national radio and television shows ranging from PBS' Nightly Business Report to CNN and CNBC. She's appeared several times on Oprah! And she's the regular substitute host of the nationally syndicated Bob Brinker radio show on ABC radio. Terry's financial expertise comes from experience. She started her career as a stockbroker, and became a founding member -- and the first woman trader -- on the Chicago Board Options Exchange. Savage was also a member of the Chicago Mercantile Exchange's International Monetary Market where she traded interest rate contracts and currency futures. She is a registered investment advisor for both stocks and futures. Terry Savage has won numerous awards, including the National Press Club award for Outstanding Consumer Journalism, and the Outstanding Personal Finance Columnist award given by the Medill School of Journalism at Northwestern University and two Emmys for her television work. Savage takes an active role in America's business community. She serves on the Board of Directors of the Chicago Mercantile Exchange (NYSE) and previously served on the boards of McDonald's Corporation for 14 years and Pennzoil-Quaker State Corporation for 5 years. She was a recipient of the Director's Choice Award honoring selected women who serve on America's top corporate boards. Savage is involved in Chicago's civic affairs, serving as a director of The Executives' Club of Chicago, Junior Achievement of Illinois and the Northwestern Memorial Hospital Foundation. She is a Phi Beta Kappa graduate of the University of Michigan where she won a Woodrow Wilson Fellowship in American history and economics. http://www.townhall.com/columnists/TerrySavage http://media.townhall.com/TownHall/icons/TH-feed-icon-128x128.gif http://www.townhall.com/columnists/TerrySavage TownHall.com, Where your opinion counts. 128 Copyright (c) 2013 Townhall.com, A Salem Communications Web. ALL RIGHTS RESERVED jim.dearras@townhall.com (Jim De Arras) Tue, 09 Oct 2012 04:01:00 GMT Tue, 09 Oct 2012 04:01:00 GMT http://blogs.law.harvard.edu/tech/rss RSS.NET: http://www.rssdotnet.com/ Open the envelope, please! If you are one of the more than 72 million employees invested in, or eligible to join, your company 40l(k) plan, you'll be getting some very valuable information in the mail. It's the newly... http://www.townhall.com/columnists/TerrySavage/2012/10/09/the_savage_truth_on_money c2c00b90-003e-4b54-860f-cb764fe6ffbb Tue, 09 Oct 2012 04:01:00 GMT While politicians are still wrangling over the twin deficit dangers of tax and spending cuts, an even more dangerous financial crisis is about to hit the economy: the food prices crisis. The searing temperatures and dr http://www.townhall.com/columnists/TerrySavage/2012/07/24/cropkilling_drought_will_cost_you_at_the_grocery_store 90f9c559-2523-4bf4-acc2-78f9914f3d6a Tue, 24 Jul 2012 04:01:00 GMT Have you been rushing to get everything done this holiday season? Perhaps you're headed off to a vacation in warmer climes -- or maybe it's just getting prepared for a few days at home with your family. In either case,... http://www.townhall.com/columnists/TerrySavage/2011/12/20/remind_lawmakers_of_the_job_they_have_to_do 329d9133-a31c-4a8d-8312-1ba05c2cd7e1 Tue, 20 Dec 2011 05:01:00 GMT The World MoneyShow came to Chicago recently, bringing thousands of curious investors to hear speeches and attend seminars and workshops on almost every aspect of investing. It's a spin-off of the famed Las Vegas and... http://www.townhall.com/columnists/TerrySavage/2011/11/01/moneyshow_shows_fresh_ideas_for_investments b4e52a85-ff04-4e16-b9c6-952576fac08e Tue, 01 Nov 2011 04:01:00 GMT With student loan debt making headlines, this is a reminder to spring graduates that you must start dealing with your debt before the six-month grace period runs out. Here's the universal question: If I graduated this... http://www.townhall.com/columnists/TerrySavage/2011/10/28/recent_grads_must_face_up_to_student_loan_debt 3b415203-4296-4162-b4bd-5ee8d63c523b Fri, 28 Oct 2011 04:01:00 GMT What a difference a day makes, or even a week. It was little more than a week ago -- Oct. 3 -- that the Dow Jones industrial average closed at 10,655. An early sell-off the following day pushed stocks into bear market... http://www.townhall.com/columnists/TerrySavage/2011/10/11/rally_shows_why_you_keep_a_steady_hand e7468f1f-d198-4272-9b23-1df5fda47f6b Tue, 11 Oct 2011 04:01:00 GMT Normal 0 false false false MicrosoftInternetExplorer4 st1\:*{behavior:url(#ieooui) } /* Style Definitions */ table.MsoNormalTable {mso-style-name:"Table Normal"; mso-tstyle-rowband-size:0 http://www.townhall.com/columnists/TerrySavage/2011/08/16/debt_crisis_looms_at_local_level_--_are_you_in_a_sinkhole_state 72a116d3-2998-45aa-acfe-b6c748948419 Tue, 16 Aug 2011 04:01:01 GMT Q. What's going on in the financial world? And what should I do? A. These are the two questions I have been asked repeatedly over the past week. The volatility of the markets is frightening and baffling to many. The... http://www.townhall.com/columnists/TerrySavage/2011/08/12/whats_happening_in_the_financial_world,_and_what_you_should_do a478329c-414b-46b6-961d-709042111c3c Fri, 12 Aug 2011 04:01:00 GMT Q: Because I was out of work for nearly a year, I have so much credit card debt that I can never repay it. What's better -- credit counseling, debt negotiation or bankruptcy? A: It's important to know the difference... http://www.townhall.com/columnists/TerrySavage/2011/07/03/debt_crisis_strategies 63439ee9-4caa-4c6f-9dea-784821d1fb54 Sun, 03 Jul 2011 04:00:00 GMT What happened to the oil market? Must be those "manipulators" again! On April 21, 2011, President Barack Obama announced a task force to investigate "manipulation" of the oil market. Well,... http://www.townhall.com/columnists/TerrySavage/2011/06/25/so_whos_manipulating_the_oil_markets_now e5cc5d86-290a-4fae-b940-fde3f921d2cd Sat, 25 Jun 2011 04:01:00 GMT Q: I am going to Europe next month with a group. We were discussing the best and least expensive way to change our dollars into euros. Any advice would be appreciated. A. That's a very timely question! As you know,... http://www.townhall.com/columnists/TerrySavage/2011/05/17/atms_best_option_to_change_currency b1fb5c6c-1d7e-4ac6-a7fb-9d1315848f6d Tue, 17 May 2011 04:01:00 GMT If your family includes a high school senior who is planning to attend college, the past four months have been a nightmare of paperwork -- starting with FAFSA and right on through the application process. Then came the... http://www.townhall.com/columnists/TerrySavage/2011/05/06/college_tips_stay_in-state_and_search_for_best_financial_aid_package 93b67449-6504-4a6a-98b9-c85daa6c6f44 Fri, 06 May 2011 04:01:01 GMT Social Security Says Bye to Paper Checks -- But Do Not Fear Q: My elderly mother received a notice that she will no longer get a Social Security check, but that her monthly amount must be deposited into her bank... http://www.townhall.com/columnists/TerrySavage/2011/04/30/what_the_fed_head_said 68e90ca9-2a36-4846-9767-1a36fc9ac4f8 Sat, 30 Apr 2011 04:01:00 GMT The emperor has no clothes! The U.S. may have trouble repaying its debt! Finally, someone had the audacity -- and the power -- to tell the truth. And the truth made a big difference in the global financial markets on... http://www.townhall.com/columnists/TerrySavage/2011/04/23/us_debt_finally_draws_serious_warning ff38ae20-b0b6-462d-9b5d-a2893e84d2f7 Sat, 23 Apr 2011 04:01:00 GMT In about a week, your 2010 tax return is due. Are you ready? Here are a few last-minute tax tips. And the first one is an old Savage Truth: Haste makes waste! Sure, you should be working on your taxes right now --... http://www.townhall.com/columnists/TerrySavage/2011/04/12/tip_for_last-minute_tax_filers_take_time_to_do_it_right 6e399343-e34f-49b4-8576-d1c51d87d288 Tue, 12 Apr 2011 04:01:00 GMT