Roger Schlesinger, originator of the nationally-renowned Mortgage Minute, has been helping educate his clients to meet their real estate financing needs for over 25 years. Roger's "Mortgage Minute" is heard daily on over 400 stations across the nation and has become the driving force in Roger's consumer-oriented, "mortgage education" approach to residential lending. http://www.townhall.com/columnists/RogerSchlesinger http://media.townhall.com/TownHall/icons/TH-feed-icon-128x128.gif http://www.townhall.com/columnists/RogerSchlesinger TownHall.com, Where your opinion counts. 128 Copyright (c) 2013 Townhall.com, A Salem Communications Web. ALL RIGHTS RESERVED jim.dearras@townhall.com (Jim De Arras) Tue, 21 May 2013 04:01:00 GMT Tue, 21 May 2013 04:01:00 GMT http://blogs.law.harvard.edu/tech/rss RSS.NET: http://www.rssdotnet.com/ The quantitative easing that has been going on under the direction of Ben Bernanke and the Federal Reserve seems to have been with us almost half a life time, but it hasn't. It arrived after the beginning of the... http://www.townhall.com/columnists/RogerSchlesinger/2013/05/21/time-to-figure-it-all-out-n1601885 5a89bdbd-b3fe-4882-927e-7cdd0c662547 Tue, 21 May 2013 04:01:00 GMT As I begin to navigate through the mortgage market once again, I feel that half of the craziness in this aspect of finance is because a majority of the industry is built on family tradition. For example, if Grandpa... http://www.townhall.com/columnists/RogerSchlesinger/2013/05/08/did-you-know-n1590624 f71b79d8-fc08-4434-b2cf-8e9f38dfdda8 Wed, 08 May 2013 04:01:00 GMT Everyone in America, employee or employer, man or woman, young or old, highly educated or high school dropout can become wealthy. It can happen quickly, or can take decades. But it can happen if you have the desire... http://www.townhall.com/columnists/RogerSchlesinger/2013/04/17/wealth-for-the-average-joe--simple-and-legal-n1569851 ee9cd10d-2acd-44f1-aaec-42e8f32f12ab Wed, 17 Apr 2013 04:01:00 GMT In the big financial mess that started in 2008 how many houses with a 60% loan to value or less were foreclosed upon? How many borrowers with at least a quarter of a million dollars in liquid assets... http://www.townhall.com/columnists/RogerSchlesinger/2013/04/11/when-will-fannie-mae-and-freddie-mac-finally-get-it-n1564253 444972d4-b2bb-4bdd-ba23-767d549e722e Thu, 11 Apr 2013 04:01:00 GMT One of the best ways to make money in the real estate arena is with rental housing. There is always a demand for good rental housing, at reasonable prices (rents) in desirable neighborhoods A substantial amount of... http://www.townhall.com/columnists/RogerSchlesinger/2013/04/10/a-money-play-n1562647 a55390dd-7d88-4ad5-9121-b9b0963dfe55 Wed, 10 Apr 2013 04:01:00 GMT Fact: A 30 year loan at 3.625% for $300,000 has a fixed payment of $1368. The 1st payment is made up of $906 interest (66%) and $462 principal (34%). 1. It will take 10.5 years before the above equation will... http://www.townhall.com/columnists/RogerSchlesinger/2013/04/08/ten-reasons-to-avoid-a-30-year-mortgage-n1560810 b682d40b-b39a-4443-b221-f9eba6a03e5a Mon, 08 Apr 2013 04:10:00 GMT As we reach the end of another year we realize that many things we had planned to do remain as they were when we added them to the list, and in some cases the time to accomplish this task has passed. If you were going... http://www.townhall.com/columnists/RogerSchlesinger/2009/12/21/time_has_not_run_out! 5a3f605f-ed0f-4cdf-8fc3-27fdf71c7072 Mon, 21 Dec 2009 21:16:28 GMT If you're out of work or your hours have been drastically reduced, then I don't have to tell you about the recession. Likewise, if you've lost your home, you know we're far from out of the woods. But if you're among the... http://www.townhall.com/columnists/RogerSchlesinger/2009/12/11/the_recession_is_over de97b0b9-c2eb-4411-a6d0-a4a6951f20da Fri, 11 Dec 2009 18:44:12 GMT When the Framers of the Constitution determined that elected representatives should be allowed to serve consecutive terms in office, they couldn't have foreseen anything like the multi-year, multi-million dollar... http://www.townhall.com/columnists/RogerSchlesinger/2009/11/19/consecutive_term_i_think_not! 59ebcfaa-2ff2-4825-8fcc-ca57118d7ca8 Thu, 19 Nov 2009 18:14:59 GMT Crowd psychology is interesting, especially when it comes to investors, who generally move in the opposite direction from the one in which they're being led. When an action is taken to try and change market behavior,... http://www.townhall.com/columnists/RogerSchlesinger/2009/10/22/could_you_get_trampeled b9c82e96-bc51-4be9-80df-d2d6e97cda1b Thu, 22 Oct 2009 15:45:00 GMT I remember as a high school student, once in a while, actually more than once in a while, waiting until the night before an exam to begin studying. By that time, it was too late to read the book, so I used Cliff Notes http://www.townhall.com/columnists/RogerSchlesinger/2009/10/16/will_they_read_the_bill 3c415aeb-6918-49eb-b33b-a5aaac4cb5fb Fri, 16 Oct 2009 19:17:33 GMT Like the icebergs that sunk the Titanic, hidden dangers lurk in the murky depths of the American economy. They are as difficult for our economists to see as they were for the captain of the Titanic. Our economy is... http://www.townhall.com/columnists/RogerSchlesinger/2009/10/13/icebergs_are_everywhere 62ff9b93-91bb-470b-92d4-5b6032310acb Tue, 13 Oct 2009 15:35:00 GMT Applying for and obtaining a mortgage loan used to be a routine matter. Not any more. The politicians have chimed in and turned the process into something akin to the struggle between good and evil. Now you need a guide... http://www.townhall.com/columnists/RogerSchlesinger/2009/10/08/navigating_through_the_mortgage_morass e8aa3bed-bf2f-4e7c-adef-049e7b7756fb Thu, 08 Oct 2009 18:40:00 GMT When I was a young man graduating from college, more years ago than I choose to admit, I interviewed with various prospective employers. I remember the International Business Machine (IBM) recruiter telling me that the... http://www.townhall.com/columnists/RogerSchlesinger/2009/09/29/taking_time_to_get_it_right 6df3b314-fba1-4a40-9632-dc98ac1812ba Tue, 29 Sep 2009 15:30:09 GMT Now that I have your attention.. In a normal economy, most people who sell their houses (with the exception of those relocating for lifestyle or career reasons) plan to move up to bigger, better, or more... http://www.townhall.com/columnists/RogerSchlesinger/2009/09/21/from_out_of_the_wilderness_come 76a41fcb-51f0-4969-b3d2-7c64f7002153 Mon, 21 Sep 2009 16:05:00 GMT