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    <title>Ray Haynes's Townhall.com Column</title>
    <description>Ray Haynes served in the California Legislature from 1992-2006 as a Senator and Assemblyman, and was the National Chair of the American Legislative Exchange Council in 2000.
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    <copyright>Copyright (c) 2013 Townhall.com, A Salem Communications Web.  ALL RIGHTS RESERVED</copyright>
    <webMaster>jim.dearras@townhall.com (Jim De Arras)</webMaster>
    <pubDate>Mon, 13 Aug 2007 22:25:35 GMT</pubDate>
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      <title>Paying for Someone Else's Mistake</title>
      <description>Buying a house is the biggest financial decision that most people ever make. Homeownership isn't always easy, but most buyers are responsible.
The few who aren't should pay for their own mistakes. Government shouldn't...</description>
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