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    <title>Lynn O'Shaughnessy's Townhall.com Column</title>
    <description> Lynn O'Shaughnessy is the author of the "Retirement Bible" and "Investing Bible."</description>
    <link>http://www.townhall.com/columnists/LynnOShaughnessy</link>
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      <title>Lynn O'Shaughnessy's Townhall.com Column</title>
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      <link>http://www.townhall.com/columnists/LynnOShaughnessy</link>
      <description>TownHall.com, Where your opinion counts.</description>
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    <copyright>Copyright (c) 2013 Townhall.com, A Salem Communications Web.  ALL RIGHTS RESERVED</copyright>
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    <pubDate>Tue, 26 Jun 2007 04:01:00 GMT</pubDate>
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      <title>Finding Advisers You Can Trust</title>
      <description>Too many people who portray themselves as financial experts aren't. The threshold to get into this business is too low to cull out the knuckleheads, but you can eliminate many candidates by rejecting any adviser who...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/06/26/finding_advisers_you_can_trust</link>
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      <pubDate>Tue, 26 Jun 2007 04:01:00 GMT</pubDate>
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      <title>Retirement Takes Planning</title>
      <description>It's a harsh reality that nobody is going to lend you money once you reach the age where your daily routine no longer includes breakfast on the go, office intrigue and commuter boredom. While many wannabe retirees are...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/06/19/retirement_takes_planning</link>
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      <pubDate>Tue, 19 Jun 2007 04:01:00 GMT</pubDate>
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      <title>Time in the Kitchen Can Cook Up Some Savings</title>
      <description>Growing up in a family of seven posed all sorts of culinary challenges. It was impossible, for instance, to divide a 12-pack of Popsicles evenly, or a cherry pie, without angering somebody. Bruised feelings were also...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/06/12/time_in_the_kitchen_can_cook_up_some_savings</link>
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      <pubDate>Tue, 12 Jun 2007 04:01:00 GMT</pubDate>
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      <title>50 years and counting for S&amp;P's index of measuring growth</title>
      <description>Fifty years ago, millions of Americans were petrified at the prospect of being surpassed by the Communist Darth Vader when the Soviets launched Sputnik into the abyss. In the same year, passions were inflamed when nine...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/06/05/50_years_and_counting_for_sps_index_of_measuring_growth</link>
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      <pubDate>Tue, 05 Jun 2007 04:01:00 GMT</pubDate>
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      <title>Where To Find The Fairest Prices For Student Loans</title>
      <description>Can you imagine someone ripping you off for a Payday candy bar? Something close to that apparently has been happening at the University of Texas, where the financial aid office maintained a list of the freebies showered...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/05/26/where_to_find_the_fairest_prices_for_student_loans</link>
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      <pubDate>Sat, 26 May 2007 04:01:00 GMT</pubDate>
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      <title>Flexibility is key to finding affordable universities</title>
      <description>When teenagers start shopping for colleges, the price is often not something they dwell upon. Which is why I wasn't surprised when a mother recently told me about the experience of her daughter's boyfriend, who will be...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/05/22/flexibility_is_key_to_finding_affordable_universities</link>
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      <pubDate>Tue, 22 May 2007 04:00:00 GMT</pubDate>
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      <title>Getting past prestige names when searching for a college</title>
      <description>When my daughter was preparing to retake the SAT last fall, she asked me to help her with some sample questions that she'd missed. She was supposed to pick out the mistakes in various sentences. They could have been...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/05/15/getting_past_prestige_names_when_searching_for_a_college</link>
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      <pubDate>Tue, 15 May 2007 04:01:00 GMT</pubDate>
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      <title>'Bank of Dad' proves to be a valuable institution</title>
      <description> Even if your toddler's vocabulary is not yet as large as a parrot's, you may already know what billions of other moms and dads understand all too well: Kids want stuff.
Children's ability to let you know what they cove</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/05/07/bank_of_dad_proves_to_be_a_valuable_institution</link>
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      <pubDate>Mon, 07 May 2007 20:01:00 GMT</pubDate>
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      <title>Money and You</title>
      <description>How much do I need to save for retirement?
Some variation of these words has been uttered by millions of Americans. People keep asking the question because the answers have been about as satisfying as an empty bag of...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/04/30/money_and_you</link>
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      <pubDate>Tue, 01 May 2007 01:08:00 GMT</pubDate>
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      <title>Stockbrokers' legal role in giving advice is up in the air</title>
      <description>In 1999, the Securities and Exchange Commission tossed out a proposal that anyone with just a left or right brain could have found alarming.
The SEC suggested that stockbrokers could give some financial advice to...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/04/23/stockbrokers_legal_role_in_giving_advice_is_up_in_the_air</link>
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      <pubDate>Tue, 24 Apr 2007 03:01:00 GMT</pubDate>
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      <title>How you can get a higher grade on your credit report</title>
      <description> When we graduated from high school or college, most of us assumed that we wouldn't have to worry about a report card again. But anybody who carries a credit card is continuing to get graded. In fact, it's possible for c</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/04/09/how_you_can_get_a_higher_grade_on_your_credit_report</link>
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      <pubDate>Mon, 09 Apr 2007 18:01:00 GMT</pubDate>
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      <title>Readers offer their own stories of frugal living</title>
      <description>Recently, I was delighted by the tremendous number of e-mails that I received from readers reacting to my column. Maybe it was my confession that I once couldn't afford a can of grape juice that struck a nerve.
 
To...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/04/03/readers_offer_their_own_stories_of_frugal_living</link>
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      <pubDate>Tue, 03 Apr 2007 04:01:00 GMT</pubDate>
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      <title>Live below your means, no matter what your means may be</title>
      <description>During much of the 1980s, I didn't have to wait until the yearly sale to buy a cute dress at Nordstrom. In my office, I was the person whom colleagues would ask for restaurant recommendations because I loved to eat out....</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/03/28/live_below_your_means,_no_matter_what_your_means_may_be</link>
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      <pubDate>Wed, 28 Mar 2007 04:01:00 GMT</pubDate>
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      <title>Money and You</title>
      <description>Nobody likes to talk about their credit card debt. If you're addicted to plastic, you certainly don't want anyone to discover your secret.

But strangely enough, some bloggers don't mind divulging every detail of...</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/03/20/money_and_you</link>
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      <pubDate>Tue, 20 Mar 2007 04:01:00 GMT</pubDate>
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      <title>When markets head south, don't hit the panic button</title>
      <description> Ouch. Feb. 27 was one of those days when a pinched nerve would have felt like a relief compared with the pain felt by millions of investors. In just a few hours of trading, hundreds of billions of dollars vanished.
Sto</description>
      <link>http://www.townhall.com/columnists/LynnOShaughnessy/2007/03/12/when_markets_head_south,_dont_hit_the_panic_button</link>
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      <pubDate>Mon, 12 Mar 2007 16:51:00 GMT</pubDate>
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